1.The lorry got into an accident by itself. Maybe the driver lost control, the road was slippery, or the lorry had a problem. It shows that the driver must always be careful and the lorry must be well-maintained. 2. • Comprehensive insurance: Yes, it will cover the damage to the lorry. • Third-party insurance: No, it will not cover damage to the lorry because no other vehicle is involved. 3. Make sure everyone is safe. Take photos of the accident and damage. Report to the police within 24 hours. Contact the insurance company to inform them. Send the lorry to panel workshop for repair and claim.