1. What do you think about this situation?
This situation is unfortunate because accidents can cause damage to vehicles and injuries to people involved. It is important to stay calm, ensure everyone’s safety, and follow the correct procedures after the accident.
2. Is insurance cover for this kind of accident?
Yes, if the vehicle has comprehensive insurance or third-party insurance, it may cover the damages.
- Comprehensive insurance covers both your vehicle and others involved.
- Third-party insurance only covers damage or injury caused to other people or their property, not your own car.
The coverage depends on the type of policy and the cause of the accident.
3. What steps should the driver/the owner of the vehicle do after the accident?
After an accident, the driver or owner should:
- Ensure safety – check if anyone is injured and move to a safe area.
- Do not admit fault at the scene.
- Take photos of the accident and vehicle damage.
- Exchange information with the other party (name, phone number, vehicle number, insurance details).
- Make a police report within 24 hours.
- Notify the insurance company immediately and submit all required documents.
- Send the car to a panel workshop approved by the insurance company for inspection and repair.