I think this situation is very unfortunate as it shows how important it is for drivers to always be careful, follow traffic rules, and ensure their vehicles are in good condition to avoid accidents. Insurance usually covers this kind of accident, especially if the vehicle has comprehensive or commercial vehicle insurance, as it helps pay for damages to the lorry, other vehicles, or property involved. After the accident, the driver or owner should stay calm and ensure everyone’s safety, call the police to report the accident, take photos or videos as evidence, inform the insurance company immediately, and send the vehicle for inspection or repair as instructed by the insurance company.